Bilt Bilt Palladium Card Robinhood Robinhood Gold Card
Bilt Palladium Card
$495/yr
Robinhood Gold Card
$0/yr
Every $1 · two cards
Bilt Palladium Card earns more in 9 of 9 categories · Robinhood Gold Card in 0
- Dining2×4.4¢ per $13×3¢ per $1
- Groceries2×4.4¢ per $13×3¢ per $1
- Gas2×4.4¢ per $13×3¢ per $1
- Flights3×6.6¢ per $1
via Bilt Travel
3×3¢ per $1 - Hotels4×8.8¢ per $1
via Bilt Travel
3×3¢ per $1 - Everything else2×4.4¢ per $13×3¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
Bilt
Bilt Palladium Card
- Annual fee
- $495
- Network
- mastercard
- Welcome value
- $1,050
- Min spend
- $4,000 / 3mo
Top earning rates
- 5×Bilt dining · Bilt Points
- 4×Everyday purchases · Bilt Cash
- 4×Lyft · Bilt Points
- 4×Hotels · Bilt Points
Key benefits
- $400 Bilt Travel Hotel Credit · $200
- $200 of Bilt Cash · $200
- Concierge Service. · $0
- No Foreign Transaction Fees · $0
- Priority Pass Membership · $0
Robinhood
Robinhood Gold Card
- Annual fee
- $0
- Network
- mastercard
- Welcome value
- —
- Min spend
- —
Top earning rates
- 4×Qualifying dining purchase · Robinhood Points
- 3×Eligible Purchases · Robinhood Points
Key benefits
- 6-Month DoorDash DashPass Trial · $10
- Trip Cancellation and Interruption Insurance · $0
- Travel and Emergency Assistance Services · $0
- Travel Accident Insurance · $0
- Purchase Security · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
Get my personal answer