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All comparisons
Head-to-head, 2026

Bilt Bilt Palladium Card U.S. Bank Business Altitude Connect Visa Signature Card

Bilt Palladium Card

$495/yr

Bilt Palladium Card
Business Altitude Connect Visa Signature Card

U.S. Bank Business Altitude Connect Visa Signature Card

$95/yr

Every $1 · two cards

Bilt Palladium Card earns more in 9 of 9 categories · U.S. Bank Business Altitude Connect Visa Signature Card in 0

  • Dining
    2×4.4¢ per $1
    2×2¢ per $1
  • Groceries
    2×4.4¢ per $1
    1×1¢ per $1
  • Gas
    2×4.4¢ per $1
    4×4¢ per $1

    up to $150,000/yr

  • Flights
    3×6.6¢ per $1

    via Bilt Travel

    4×4¢ per $1

    up to $150,000/yr

  • Hotels
    4×8.8¢ per $1

    via Bilt Travel

    5×5¢ per $1

    via Travel Center

  • Everything else
    2×4.4¢ per $1
    1×1¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: U.S. Bank Business Altitude Connect Visa Signature CardBigger welcome offer: Bilt Bilt Palladium Card

Bilt

Bilt Palladium Card

Annual fee
$495
Network
mastercard
Welcome value
$1,050
Min spend
$4,000 / 3mo

Top earning rates

  • 5×Bilt dining · Bilt Points
  • 4×Everyday purchases · Bilt Cash
  • 4×Lyft · Bilt Points
  • 4×Hotels · Bilt Points

Key benefits

  • $400 Bilt Travel Hotel Credit · $200
  • $200 of Bilt Cash · $200
  • Concierge Service. · $0
  • No Foreign Transaction Fees · $0
  • Priority Pass Membership · $0
Full Bilt Bilt Palladium Card review

U.S. Bank

Business Altitude Connect Visa Signature Card

Annual fee
$95
Network
visa
Welcome value
$750
Min spend
$6,000 / 6mo

Top earning rates

  • 5×Prepaid car and hotel reservations · U.S. Bank Altitude Connect points
  • 4×Travel, including airfare, hotels, gas and EV charging stations · U.S. Bank Altitude Connect points
  • 2×Dining, takeout, restaurant delivery and cell phone services · U.S. Bank Altitude Connect points
  • 1×Eligible Net Purchases · U.S. Bank Altitude Connect points

Key benefits

  • $25 taxi and rideshare statement credit · $25
  • Auto Rental Collision Damage Waiver · $0
  • Priority Pass membership and four complimentary visits · $0
  • Lost Luggage Reimbursement · $0
  • Travel assistance services · $0
Full U.S. Bank Business Altitude Connect Visa Signature Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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