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All comparisons
Head-to-head, 2026

Capital One QuicksilverOne Rewards Capital One Savor

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Capital One Savor

Capital One

QuicksilverOne Rewards

Annual fee
$39
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • 5×Hotels, rental cars, and vacation rentals
  • 5×Capital One Entertainment purchases
  • 1.5×Every purchase

Key benefits

  • $0 Fraud Liability · $0
  • Capital One Travel price match · $0
  • 50% off Capital One Café beverages · $0
  • No Foreign Transaction Fees · $0
  • Automatic credit line review · $0
Full Capital One QuicksilverOne Rewards review

Capital One

Savor

Annual fee
$0
Network
mastercard
Welcome value
$200
Min spend
$500 / 3mo

Top earning rates

  • 8×Entertainment
  • 5×Travel
  • 3×Grocery_stores
  • 3×Streaming_services

Key benefits

  • Extended Warranty · $0
  • Concierge Service · $0
  • Hertz Five Star® Status · $0
  • Capital One Travel price match guarantee · $0
  • 24-hour travel assistance services · $0
Full Capital One Savor review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer