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All comparisons
Head-to-head, 2026

Capital One QuicksilverOne Rewards Capital One Savor

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Capital One Savor

Capital One

QuicksilverOne Rewards

Annual fee
$39
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • 5×Hotels · Cash Back
  • 5×Rental cars · Cash Back
  • 1.5×All other purchases · Cash Back

Key benefits

  • $0 Fraud Liability · $0
  • No foreign transaction fees · $0
  • Capital One Travel price match · $0
  • 50% off Capital One Café beverages · $0
  • Automatic credit line review · $0
Full Capital One QuicksilverOne Rewards review

Capital One

Savor

Annual fee
$0
Network
mastercard
Welcome value
$200
Min spend
$500 / 3mo

Top earning rates

  • 8×Entertainment
  • 5×Travel
  • 3×Grocery_stores
  • 3×Streaming_services

Key benefits

  • Capital One Travel price match guarantee · $0
  • Hertz Five Star® Status · $0
  • Extended warranty · $0
  • 24-hour travel assistance services · $0
  • 50% off handcrafted beverages at Capital One Café · $0
Full Capital One Savor review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer