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All comparisons
Head-to-head, 2026

Capital One Savor Capital One Venture X Rewards

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Capital One SavorBigger welcome offer: Capital One Venture X Rewards

Capital One

Savor

Annual fee
$0
Network
mastercard
Welcome value
$200
Min spend
$500 / 3mo

Top earning rates

  • 8×Entertainment
  • 5×Travel
  • 3×Grocery_stores
  • 3×Streaming_services

Key benefits

  • Capital One Travel price match guarantee · $0
  • Hertz Five Star® Status · $0
  • Extended warranty · $0
  • 24-hour travel assistance services · $0
  • 50% off handcrafted beverages at Capital One Café · $0
Full Capital One Savor review

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels · Capital One Miles
  • 10×Rental cars · Capital One Miles
  • 5×Flights · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Complimentary PRIOR subscription · $149
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection vacation rental experience credit · $100
  • Premier Collection hotel experience credit · $100
Full Capital One Venture X Rewards review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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