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All comparisons
Head-to-head, 2026

Capital One Venture Business Capital One Venture Rewards

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Capital One

Venture Business

Annual fee
$95
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 5×Hotels, vacation rentals, and rental cars · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • Global Entry or TSA PreCheck credit · $120
  • Annual Capital One Business Travel credit · $50
  • Advertising and software statement credit · $50
  • Lifestyle Collection stay benefits · $50
  • No foreign transaction fees · $0
Full Capital One Venture Business review

Capital One

Venture Rewards

Annual fee
$95
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 5×Hotels · Capital One Miles
  • 5×Rental cars · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • Global Entry or TSA PreCheck credit · $120
  • $50 Lifestyle Collection experience credit · $50
  • No foreign transaction fees · $0
  • 24-hour travel assistance · $0
  • Capital One Entertainment access · $0
Full Capital One Venture Rewards review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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