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All comparisons
Head-to-head, 2026

Capital One Venture Business Capital One Venture X Rewards

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Capital One Venture Business

Capital One

Venture Business

Annual fee
$95
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 5×hotels · Capital One Miles
  • 5×car rentals · Capital One Miles
  • 5×vacation rentals · Capital One Miles
  • 2×all other purchases · Capital One Miles

Key benefits

  • 2x Miles on all purchases · $500
  • Global Entry / TSA PreCheck Credit · $120
  • 5x Miles on Hotels & Rental Cars · $100
  • Mile Transfers to Partners · $100
  • No Foreign Transaction Fees · $90
Full Capital One Venture Business review

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×hotels · Capital One Miles
  • 10×car rentals · Capital One Miles
  • 5×flights · Capital One Miles
  • 2×all other purchases · Capital One Miles

Key benefits

  • Priority Pass + Capital One Lounge · $469
  • $300 Annual Travel Credit · $300
  • $300 Travel Portal Credit · $300
  • 10,000 Anniversary Miles · $100
  • Global Entry or TSA PreCheck Credit · $100
Full Capital One Venture X Rewards review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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