Capital One Venture Rewards Chase Disney Inspire Visa
Capital One Venture Rewards
$95/yr
Chase Disney Inspire Visa
$149/yr
Every $1 · two cards
Capital One Venture Rewards earns more in 8 of 9 categories · Chase Disney Inspire Visa in 0
- Dining2×3.6¢ per $12%2¢ per $1
- Groceries2×3.6¢ per $12%2¢ per $1
- Gas2×3.6¢ per $13%3¢ per $1
- Flights2×3.6¢ per $11%1¢ per $1
- Hotels5×9¢ per $1
via Capital One Travel
1%1¢ per $1 - Everything else2×3.6¢ per $11%1¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
Capital One
Venture Rewards
- Annual fee
- $95
- Network
- visa
- Welcome value
- $1,050
- Min spend
- $4,000 / 3mo
Top earning rates
- 5×Hotels, vacation rentals, and rental cars · Capital One Miles
- 5×Capital One Entertainment purchases · Capital One Miles
- 2×Every purchase · Capital One Miles
Key benefits
- Global Entry or TSA PreCheck credit · $120
- $50 Lifestyle Collection experience credit · $50
- Capital One Offers · $0
- Capital One Entertainment access · $0
- No Foreign Transaction Fees · $0
Chase
Disney Inspire Visa
- Annual fee
- $149
- Network
- visa
- Welcome value
- —
- Min spend
- $1,000 / 3mo
Top earning rates
- 10×DisneyPlus.com, Hulu.com or Stream.ESPN.com · Disney Rewards Dollars
- 3×Gas stations and most other U.S. Disney locations · Disney Rewards Dollars
- 2×Grocery stores and restaurants · Disney Rewards Dollars
- 1×All other card purchases · Disney Rewards Dollars
Key benefits
- 200 Disney Rewards Dollars on resort and cruise spend (Spend Tier) · $200
- Complimentary DashPass · $120
- U.S. Disney Theme Park ticket credit (Spend Tier) · $100
- DoorDash Monthly Credit (DashPass Activated 09/01/2026-12/31/2027) · $10
- DoorDash Quarterly Credit (DashPass Activated 02/01/2025-08/31/2026) · $10
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
Get my personal answer