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All comparisons
Head-to-head, 2026

Capital One Venture Rewards Chase Marriott Bonvoy Bountiful

Capital One Venture Rewards

$95/yr

Venture Rewards
Marriott Bonvoy Bountiful

Chase Marriott Bonvoy Bountiful

$250/yr

Every $1 · two cards

Capital One Venture Rewards earns more in 8 of 9 categories · Chase Marriott Bonvoy Bountiful in 0

  • Dining
    2×3.6¢ per $1
    4×3¢ per $1

    up to $15,000/yr

  • Groceries
    2×3.6¢ per $1
    4×3¢ per $1

    up to $15,000/yr

  • Gas
    2×3.6¢ per $1
    2×1.5¢ per $1
  • Flights
    2×3.6¢ per $1
    2×1.5¢ per $1
  • Hotels
    5×9¢ per $1

    via Capital One Travel

    2×1.5¢ per $1
  • Everything else
    2×3.6¢ per $1
    2×1.5¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Capital One Venture RewardsBigger welcome offer: Capital One Venture Rewards

Capital One

Venture Rewards

Annual fee
$95
Network
visa
Welcome value
$1,050
Min spend
$4,000 / 3mo

Top earning rates

  • 5×Hotels, vacation rentals, and rental cars · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×Every purchase · Capital One Miles

Key benefits

  • Global Entry or TSA PreCheck credit · $120
  • $50 Lifestyle Collection experience credit · $50
  • Capital One Offers · $0
  • Capital One Entertainment access · $0
  • No Foreign Transaction Fees · $0
Full Capital One Venture Rewards review

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
~$638
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy · Marriott Bonvoy
  • 4×Grocery stores and dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • 50,000-point Free Night Award (Spend Tier) · $420
  • Quarterly DoorDash non-restaurant discount · $10
  • Marriott Bonvoy® Gold Elite Status · $0
  • Lost Luggage Reimbursement · $0
  • 15 Elite Night Credits · $0
Full Chase Marriott Bonvoy Bountiful review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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