Capital One Venture Rewards Chase World of Hyatt Business
Capital One Venture Rewards
$95/yr
Chase World of Hyatt Business
$199/yr
Every $1 · two cards
Capital One Venture Rewards earns more in 8 of 9 categories · Chase World of Hyatt Business in 0
- Dining2×3.6¢ per $11×1.65¢ per $1
- Groceries2×3.6¢ per $11×1.65¢ per $1
- Gas2×3.6¢ per $11×1.65¢ per $1
- Flights2×3.6¢ per $11×1.65¢ per $1
- Hotels5×9¢ per $1
via Capital One Travel
1×1.65¢ per $1 - Everything else2×3.6¢ per $11×1.65¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
Capital One
Venture Rewards
- Annual fee
- $95
- Network
- visa
- Welcome value
- $1,050
- Min spend
- $4,000 / 3mo
Top earning rates
- 5×Hotels, vacation rentals, and rental cars · Capital One Miles
- 5×Capital One Entertainment purchases · Capital One Miles
- 2×Every purchase · Capital One Miles
Key benefits
- Global Entry or TSA PreCheck credit · $120
- $50 Lifestyle Collection experience credit · $50
- Capital One Offers · $0
- Capital One Entertainment access · $0
- No Foreign Transaction Fees · $0
Chase
World of Hyatt Business
- Annual fee
- $199
- Network
- visa
- Welcome value
- ~$1,155
- Min spend
- $7,000 / 3mo
Top earning rates
- 4×Qualifying purchases at Hyatt Hotels · World of Hyatt
- 2×Top three spend categories each quarter · World of Hyatt
- 2×Fitness club and gym memberships · World of Hyatt
- 1×All other purchases · World of Hyatt
Key benefits
- Up to $100 Annual Hyatt Credit · $100
- Quarterly DoorDash non-restaurant discount · $10
- World of Hyatt Discoverist status · $0
- Purchase Protection · $0
- Roadside Assistance · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
Get my personal answer