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All comparisons
Head-to-head, 2026

Capital One Venture X Rewards Chase Marriott Bonvoy Bountiful

Capital One Venture X Rewards

$395/yr

Venture X Rewards
Marriott Bonvoy Bountiful

Chase Marriott Bonvoy Bountiful

$250/yr

Every $1 · two cards

Capital One Venture X Rewards earns more in 8 of 9 categories · Chase Marriott Bonvoy Bountiful in 0

  • Dining
    2×3.6¢ per $1
    4×3¢ per $1

    up to $15,000/yr

  • Groceries
    2×3.6¢ per $1
    4×3¢ per $1

    up to $15,000/yr

  • Gas
    2×3.6¢ per $1
    2×1.5¢ per $1
  • Flights
    5×9¢ per $1

    via Capital One Travel

    2×1.5¢ per $1
  • Hotels
    10×18¢ per $1

    via Capital One Travel

    2×1.5¢ per $1
  • Everything else
    2×3.6¢ per $1
    2×1.5¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Chase Marriott Bonvoy BountifulBigger welcome offer: Capital One Venture X Rewards

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
~$638
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy · Marriott Bonvoy
  • 4×Grocery stores and dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • 50,000-point Free Night Award (Spend Tier) · $420
  • Quarterly DoorDash non-restaurant discount · $10
  • Marriott Bonvoy® Gold Elite Status · $0
  • Lost Luggage Reimbursement · $0
  • 15 Elite Night Credits · $0
Full Chase Marriott Bonvoy Bountiful review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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