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All comparisons
Head-to-head, 2026

Capital One Venture X Rewards Chase Southwest Rapid Rewards Premier Business

Capital One Venture X Rewards

$395/yr

Venture X Rewards
Southwest Rapid Rewards Premier Business

Chase Southwest Rapid Rewards Premier Business

$149/yr

Every $1 · two cards

Capital One Venture X Rewards earns more in 8 of 9 categories · Chase Southwest Rapid Rewards Premier Business in 0

  • Dining
    2×3.6¢ per $1
    2×2.5¢ per $1

    up to $8,000/yr

  • Groceries
    2×3.6¢ per $1
    1×1.25¢ per $1
  • Gas
    2×3.6¢ per $1
    2×2.5¢ per $1

    up to $8,000/yr

  • Flights
    5×9¢ per $1

    via Capital One Travel

    1×1.25¢ per $1
  • Hotels
    10×18¢ per $1

    via Capital One Travel

    1×1.25¢ per $1
  • Everything else
    2×3.6¢ per $1
    1×1.25¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Chase Southwest Rapid Rewards Premier Business

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

Chase

Southwest Rapid Rewards Premier Business

Annual fee
$149
Network
visa
Welcome value
~$750
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Southwest Airlines® purchases · Rapid Rewards
  • 2×Gas stations and restaurants · Rapid Rewards
  • 1×All other purchases · Rapid Rewards

Key benefits

  • Free first checked bag · $90
  • 25% back on inflight purchases · $0
  • 2,000 A-List tier qualifying points per $5,000 (Spend Tier) · $0
  • 6,000 bonus points each account anniversary year · $0
  • Preferred seat selection within 48 hours · $0
Full Chase Southwest Rapid Rewards Premier Business review

Wondering which one is right for your wallet?

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