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All comparisons
Head-to-head, 2026

Capital One Venture X Rewards Citi AAdvantage Globe Mastercard

Capital One Venture X Rewards

$395/yr

Venture X Rewards
AAdvantage Globe Mastercard

Citi AAdvantage Globe Mastercard

$350/yr

Every $1 · two cards

Capital One Venture X Rewards earns more in 8 of 9 categories · Citi AAdvantage Globe Mastercard in 0

  • Dining
    2×3.6¢ per $1
    2×2.9¢ per $1
  • Groceries
    2×3.6¢ per $1
    1×1.45¢ per $1
  • Gas
    2×3.6¢ per $1
    1×1.45¢ per $1
  • Flights
    5×9¢ per $1

    via Capital One Travel

    1×1.45¢ per $1
  • Hotels
    10×18¢ per $1

    via Capital One Travel

    1×1.45¢ per $1
  • Everything else
    2×3.6¢ per $1
    1×1.45¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Citi AAdvantage Globe MastercardBigger welcome offer: Citi AAdvantage Globe Mastercard

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

Citi

AAdvantage Globe Mastercard

Annual fee
$350
Network
mastercard
Welcome value
~$870
Min spend
$4,000 / 3mo

Top earning rates

  • 6×AAdvantage Hotels™ bookings · AAdvantage
  • 3×American Airlines purchases · AAdvantage
  • 2×Restaurants, including takeout and delivery · AAdvantage
  • 2×Rides and Rails™ purchases, including taxis, rideshares and public transit · AAdvantage

Key benefits

  • Companion Certificate · $250
  • $240 Annual Turo Credit · $240
  • First checked bag free · $140
  • Global Entry or TSA PreCheck Credit · $120
  • $100 Annual Splurge Credit · $100
Full Citi AAdvantage Globe Mastercard review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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