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All comparisons
Head-to-head, 2026

Capital One Venture X Rewards Coinbase Coinbase One Card

Capital One Venture X Rewards

$395/yr

Venture X Rewards
Coinbase One Card

Coinbase One Card

$0/yr

Every $1 · two cards

Capital One Venture X Rewards earns more in 8 of 9 categories · Coinbase One Card in 0

  • Dining
    2×3.6¢ per $1
    1%1¢ per $1
  • Groceries
    2×3.6¢ per $1
    1%1¢ per $1
  • Gas
    2×3.6¢ per $1
    1%1¢ per $1
  • Flights
    5×9¢ per $1

    via Capital One Travel

    5%5¢ per $1

    via Coinbase One Card Travel

  • Hotels
    10×18¢ per $1

    via Capital One Travel

    5%5¢ per $1

    via Coinbase One Card Travel

  • Everything else
    2×3.6¢ per $1
    1%1¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Coinbase Coinbase One Card

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

Coinbase

Coinbase One Card

Annual fee
$0
Network
amex
Welcome value
—
Min spend
—

Top earning rates

  • 5×Travel
  • 2.5×Eligible purchases

Key benefits

  • Bitcoin Drops Monthly Sweepstakes · $0
  • Trip Cancellation and Interruption Insurance · $0
  • Amex Offers · $0
  • Amex Experiences · $0
  • Emergency Assistance · $0
Full Coinbase Coinbase One Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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