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All comparisons
Head-to-head, 2026

Capital One Venture X Rewards Robinhood Robinhood Gold Card

Capital One Venture X Rewards

$395/yr

Venture X Rewards
Robinhood Gold Card

Robinhood Gold Card

$0/yr

Every $1 · two cards

Capital One Venture X Rewards earns more in 8 of 9 categories · Robinhood Gold Card in 0

  • Dining
    2×3.6¢ per $1
    3×3¢ per $1
  • Groceries
    2×3.6¢ per $1
    3×3¢ per $1
  • Gas
    2×3.6¢ per $1
    3×3¢ per $1
  • Flights
    5×9¢ per $1

    via Capital One Travel

    3×3¢ per $1
  • Hotels
    10×18¢ per $1

    via Capital One Travel

    3×3¢ per $1
  • Everything else
    2×3.6¢ per $1
    3×3¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: Robinhood Robinhood Gold Card

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

Robinhood

Robinhood Gold Card

Annual fee
$0
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • 4×Qualifying dining purchase · Robinhood Points
  • 3×Eligible Purchases · Robinhood Points

Key benefits

  • 6-Month DoorDash DashPass Trial · $10
  • Trip Cancellation and Interruption Insurance · $0
  • Travel and Emergency Assistance Services · $0
  • Travel Accident Insurance · $0
  • Purchase Security · $0
Full Robinhood Robinhood Gold Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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