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All comparisons
Head-to-head, 2026

Capital One Venture X Rewards U.S. Bank Business Altitude Connect Visa Signature Card

Capital One Venture X Rewards

$395/yr

Venture X Rewards
Business Altitude Connect Visa Signature Card

U.S. Bank Business Altitude Connect Visa Signature Card

$95/yr

Every $1 · two cards

Capital One Venture X Rewards earns more in 7 of 9 categories · U.S. Bank Business Altitude Connect Visa Signature Card in 1

  • Dining
    2×3.6¢ per $1
    2×2¢ per $1
  • Groceries
    2×3.6¢ per $1
    1×1¢ per $1
  • Gas
    2×3.6¢ per $1
    4×4¢ per $1

    up to $150,000/yr

  • Flights
    5×9¢ per $1

    via Capital One Travel

    4×4¢ per $1

    up to $150,000/yr

  • Hotels
    10×18¢ per $1

    via Capital One Travel

    5×5¢ per $1

    via Travel Center

  • Everything else
    2×3.6¢ per $1
    1×1¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.

Fees, welcome offers & benefits

Lower annual fee: U.S. Bank Business Altitude Connect Visa Signature Card

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars · Capital One Miles
  • 5×Flights and vacation rentals · Capital One Miles
  • 5×Capital One Entertainment purchases · Capital One Miles
  • 2×All other purchases · Capital One Miles

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection Vacation Rental Experience Credit · $100
  • Premier Collection Hotel Experience Credit · $100
  • Lifestyle Collection Vacation Rental Experience Credit · $50
Full Capital One Venture X Rewards review

U.S. Bank

Business Altitude Connect Visa Signature Card

Annual fee
$95
Network
visa
Welcome value
$750
Min spend
$6,000 / 6mo

Top earning rates

  • 5×Prepaid car and hotel reservations · U.S. Bank Altitude Connect points
  • 4×Travel, including airfare, hotels, gas and EV charging stations · U.S. Bank Altitude Connect points
  • 2×Dining, takeout, restaurant delivery and cell phone services · U.S. Bank Altitude Connect points
  • 1×Eligible Net Purchases · U.S. Bank Altitude Connect points

Key benefits

  • $25 taxi and rideshare statement credit · $25
  • Auto Rental Collision Damage Waiver · $0
  • Priority Pass membership and four complimentary visits · $0
  • Lost Luggage Reimbursement · $0
  • Travel assistance services · $0
Full U.S. Bank Business Altitude Connect Visa Signature Card review

Wondering which one is right for your wallet?

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