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All comparisons
Head-to-head, 2026

Chase Aeroplan Business Chase Freedom Unlimited

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Freedom UnlimitedBigger welcome offer: Chase Aeroplan Business

Chase

Aeroplan Business

Annual fee
$95
Network
mastercard
Welcome value
$1,050
Min spend
$10,000 / 3mo

Top earning rates

  • 3×Air Canada · Aeroplan
  • 3×Dining · Aeroplan
  • 3×Shipping · Aeroplan
  • 3×Business Utilities · Aeroplan

Key benefits

  • Aeroplan 25K Status · $400
  • Free First Checked Bags · $140
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Elite Status Qualification Boost · $100
  • No Foreign Transaction Fees · $60
Full Chase Aeroplan Business review

Chase

Freedom Unlimited

Annual fee
$0
Network
visa
Welcome value
$200
Min spend
$500 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 5×rideshare · Chase Ultimate Rewards
  • 3×dining · Chase Ultimate Rewards
  • 3×drugstores · Chase Ultimate Rewards

Key benefits

  • 1.5% cash back on all other purchases · $267
  • 5% cash back on Chase Travel · $150
  • 3% cash back on Dining · $108
  • 5% cash back on Lyft · $60
  • Chase Offers · $50
Full Chase Freedom Unlimited review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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