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All comparisons
Head-to-head, 2026

Chase Aeroplan Business Chase United Club Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Aeroplan BusinessBigger welcome offer: Chase Aeroplan Business

Chase

Aeroplan Business

Annual fee
$95
Network
mastercard
Welcome value
$1,050
Min spend
$10,000 / 3mo

Top earning rates

  • 3×Air Canada · Aeroplan
  • 3×Dining · Aeroplan
  • 3×Shipping · Aeroplan
  • 3×Business Utilities · Aeroplan

Key benefits

  • Aeroplan 25K Status · $400
  • Free First Checked Bags · $140
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Elite Status Qualification Boost · $100
  • No Foreign Transaction Fees · $60
Full Chase Aeroplan Business review

Chase

United Club Business

Annual fee
$695
Network
visa
Welcome value
$600
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United Airlines purchases · United MileagePlus
  • 1.5×all other purchases · United MileagePlus

Key benefits

  • Premier Qualifying Points (PQP) Earnings · $500
  • 1.5x Base Earning Rate · $375
  • United Club Membership · $325
  • Premier Access Travel Services · $200
  • Renowned Hotels and Resorts Credit · $200
Full Chase United Club Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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