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Head-to-head, 2026

Chase Aeroplan Chase British Airways Visa Signature

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase AeroplanBigger welcome offer: Chase Aeroplan

Chase

Aeroplan

Annual fee
$95
Network
visa
Welcome value
$840
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Purchases made with Air Canada directly
  • 3×Grocery stores; dining at restaurants including takeout and eligible delivery services
  • 1×All other purchases

Key benefits

  • Aeroplan Global +1 benefit (Spend Tier) · $500
  • Free first checked bag · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Aeroplan Priority Reward voucher — $250,000 tier (Spend Tier) · $0
  • Every Air Canada seat available with points · $0
Full Chase Aeroplan review

Chase

British Airways Visa Signature

Annual fee
$150
Network
visa
Welcome value
~$750
Min spend
$5,000 / 3mo

Top earning rates

  • 3×Eligible British Airways, Aer Lingus, Iberia, and LEVEL flight purchases
  • 2×Hotel accommodations purchased directly with the hotel
  • 1×All other purchases

Key benefits

  • Reward Flight statement credits · $600
  • Travel Together Ticket (Spend Tier) · $400
  • DoorDash non-restaurant quarterly discount · $10
  • Purchase protection · $0
  • 10% off British Airways flights · $0
Full Chase British Airways Visa Signature review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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