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All comparisons
Head-to-head, 2026

Chase Aeroplan Chase Disney Inspire Visa

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Aeroplan

Chase

Aeroplan

Annual fee
$95
Network
visa
Welcome value
$900
Min spend
$3,000 / 3mo

Top earning rates

  • 3×air_travel · Aeroplan
  • 3×grocery · Aeroplan
  • 3×dining · Aeroplan
  • 1×all · Aeroplan

Key benefits

  • Aeroplan 25K Elite Status · $400
  • Free First Checked Bag · $140
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Elite Status Qualification Boost · $100
  • Pay Yourself Back · $50
Full Chase Aeroplan review

Chase

Disney Inspire Visa

Annual fee
$149
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 5×streaming_services · Disney Rewards Dollars
  • 2×gas_stations · Disney Rewards Dollars
  • 2×grocery_stores · Disney Rewards Dollars
  • 2×restaurants · Disney Rewards Dollars

Key benefits

  • Disney Vacation Spend Bonus · $200
  • 2% Grocery & Dining Rewards · $192
  • 1% Base Rewards Rate · $120
  • 3% Disney & Gas Rewards · $102
  • Disney Theme Park Ticket Credit · $100
Full Chase Disney Inspire Visa review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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