All comparisons
Head-to-head, 2026
Chase Aeroplan Chase Sapphire Preferred
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
Aeroplan
- Annual fee
- $95
- Network
- visa
- Welcome value
- —
- Min spend
- $20,000 / 12mo
Top earning rates
- 3×Purchases made with Air Canada directly
- 3×Grocery stores; dining at restaurants including takeout and eligible delivery services
- 1×All other purchases
Key benefits
- Aeroplan Global +1 benefit (Spend Tier) · $500
- Free first checked bag · $140
- Global Entry, TSA PreCheck or NEXUS fee credit · $120
- Aeroplan Priority Reward voucher (Spend Tier) · $0
- Aeroplan Priority Reward voucher — $250,000 tier (Spend Tier) · $0
Chase
Sapphire Preferred
- Annual fee
- $95
- Network
- visa
- Welcome value
- ~$750
- Min spend
- $5,000 / 3mo
Top earning rates
- 5×Chase Travel purchases
- 5×Peloton equipment and accessory purchases over $150
- 5×Lyft rides
- 3×Online groceries
Key benefits
- Complimentary Apple TV · $156
- Complimentary DashPass Membership · $120
- Global Entry, TSA PreCheck, or NEXUS Credit · $120
- $100 Chase Travel Hotel Credit · $100
- Monthly DoorDash Non-Restaurant Promo · $10
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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