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All comparisons
Head-to-head, 2026

Chase Aeroplan Chase Southwest Rapid Rewards Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase AeroplanBigger welcome offer: Chase Aeroplan

Chase

Aeroplan

Annual fee
$95
Network
visa
Welcome value
$900
Min spend
$3,000 / 3mo

Top earning rates

  • 3×air_travel · Aeroplan
  • 3×grocery · Aeroplan
  • 3×dining · Aeroplan
  • 1×all · Aeroplan

Key benefits

  • Aeroplan 25K Elite Status · $400
  • Free First Checked Bag · $140
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Elite Status Qualification Boost · $100
  • Pay Yourself Back · $50
Full Chase Aeroplan review

Chase

Southwest Rapid Rewards Premier

Annual fee
$149
Network
visa
Welcome value
$700
Min spend
$1,000 / 3mo

Top earning rates

  • 3×Southwest purchases · Southwest Rapid Rewards
  • 2×Rapid Rewards hotel and car rental bookings · Southwest Rapid Rewards
  • 2×local transit and commuting, including rideshares · Southwest Rapid Rewards
  • 2×select streaming services · Southwest Rapid Rewards

Key benefits

  • 2X Grocery and Dining · $240
  • 1X Base Earning Rate · $210
  • First Checked Bag Free · $140
  • 3X Southwest Purchases · $135
  • Companion Pass Points Boost · $100
Full Chase Southwest Rapid Rewards Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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