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All comparisons
Head-to-head, 2026

Chase Aeroplan Chase Southwest Rapid Rewards Premier Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Aeroplan

Chase

Aeroplan

Annual fee
$95
Network
visa
Welcome value
—
Min spend
$4,000 / 3mo

Top earning rates

  • 3×Purchases made with Air Canada directly
  • 3×Grocery stores; dining at restaurants including takeout and eligible delivery services
  • 1×All other purchases

Key benefits

  • Aeroplan Global +1 benefit (Spend Tier) · $500
  • Free first checked bag · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Aeroplan Priority Reward voucher (Spend Tier) · $0
  • Aeroplan Priority Reward voucher — $250,000 tier (Spend Tier) · $0
Full Chase Aeroplan review

Chase

Southwest Rapid Rewards Premier Business

Annual fee
$149
Network
visa
Welcome value
$900
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Southwest purchases · Southwest Rapid Rewards
  • 2×Rapid Rewards partner hotel and car rentals · Southwest Rapid Rewards
  • 2×Local transit and commuting · Southwest Rapid Rewards
  • 1×All other purchases · Southwest Rapid Rewards

Key benefits

  • Free first checked bag · $140
  • Preferred seat selection within 48 hours · $0
  • No Foreign Transaction Fees · $0
  • Group 5 boarding · $0
  • 15% annual flight discount code · $0
Full Chase Southwest Rapid Rewards Premier Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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