All comparisons
Head-to-head, 2026
Chase Aeroplan Chase Southwest Rapid Rewards Priority
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Lower annual fee: Chase Aeroplan
Chase
Aeroplan
- Annual fee
- $95
- Network
- visa
- Welcome value
- —
- Min spend
- $20,000 / 12mo
Top earning rates
- 3×Purchases made with Air Canada directly
- 3×Grocery stores; dining at restaurants including takeout and eligible delivery services
- 1×All other purchases
Key benefits
- Aeroplan Global +1 benefit (Spend Tier) · $500
- Free first checked bag · $140
- Global Entry, TSA PreCheck or NEXUS fee credit · $120
- Aeroplan Priority Reward voucher (Spend Tier) · $0
- Aeroplan Priority Reward voucher — $250,000 tier (Spend Tier) · $0
Chase
Southwest Rapid Rewards Priority
- Annual fee
- $229
- Network
- visa
- Welcome value
- ~$750
- Min spend
- $2,000 / 3mo
Top earning rates
- 5×Qualifying Lyft products and services purchased through the Lyft mobile application · Rapid Rewards
- 4×Southwest Airlines purchases · Rapid Rewards
- 2×Gas stations and restaurants · Rapid Rewards
- 1×All other purchases · Rapid Rewards
Key benefits
- Free first checked bag · $180
- Monthly Instacart credit · $10
- Quarterly DoorDash non-restaurant discount · $10
- Baggage Delay Insurance · $0
- Complimentary Preferred seat at booking · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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