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All comparisons
Head-to-head, 2026

Chase Aeroplan Chase United Club Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase AeroplanBigger welcome offer: Chase Aeroplan

Chase

Aeroplan

Annual fee
$95
Network
visa
Welcome value
$900
Min spend
$3,000 / 3mo

Top earning rates

  • 3×air_travel · Aeroplan
  • 3×grocery · Aeroplan
  • 3×dining · Aeroplan
  • 1×all · Aeroplan

Key benefits

  • Aeroplan 25K Elite Status · $400
  • Free First Checked Bag · $140
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Elite Status Qualification Boost · $100
  • Pay Yourself Back · $50
Full Chase Aeroplan review

Chase

United Club Business

Annual fee
$695
Network
visa
Welcome value
$600
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United Airlines purchases · United MileagePlus
  • 1.5×all other purchases · United MileagePlus

Key benefits

  • Premier Qualifying Points (PQP) Earnings · $500
  • 1.5x Base Earning Rate · $375
  • United Club Membership · $325
  • Premier Access Travel Services · $200
  • Renowned Hotels and Resorts Credit · $200
Full Chase United Club Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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