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All comparisons
Head-to-head, 2026

Chase Air Canada Aeroplan® Card Chase Southwest Rapid Rewards Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards Plus

Chase

Air Canada Aeroplan® Card

Annual fee
$195
Network
visa
Welcome value
—
Min spend
$4,000 / 3mo

Top earning rates

  • 3×Air Canada purchases · Air Canada Aeroplan
  • 3×Travel · Aeroplan
  • 3×Grocery stores · Aeroplan
  • 3×Dining at restaurants including takeout and eligible delivery services · Aeroplan

Key benefits

  • Aeroplan Global +1 benefit (Spend Tier) · $500
  • Free first checked bag · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Priority Check-in · $0
  • Aeroplan Priority Reward voucher (Spend Tier) · $0
Full Chase Air Canada Aeroplan® Card review

Chase

Southwest Rapid Rewards Plus

Annual fee
$99
Network
visa
Welcome value
$650
Min spend
$1,000 / 3mo

Top earning rates

  • 2×Southwest Airlines® purchases, including flights, inflight, and Southwest® gift cards
  • 2×Gas stations and grocery stores
  • 2×Qualifying Lyft products and services purchased through the Lyft mobile application
  • 1×All other purchases

Key benefits

  • Purchase Protection · $500
  • Free first checked bag · $140
  • DoorDash non-restaurant order discount · $10
  • Monthly Instacart credit · $10
  • 10,000 Companion Pass qualifying points boost · $0
Full Chase Southwest Rapid Rewards Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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