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All comparisons
Head-to-head, 2026

Chase Air Canada Aeroplan® Card Chase United Club Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Air Canada Aeroplan® Card

Chase

Air Canada Aeroplan® Card

Annual fee
$195
Network
visa
Welcome value
—
Min spend
$4,000 / 3mo

Top earning rates

  • 3×Air Canada purchases · Air Canada Aeroplan
  • 3×Travel · Aeroplan
  • 3×Grocery stores · Aeroplan
  • 3×Dining at restaurants including takeout and eligible delivery services · Aeroplan

Key benefits

  • Aeroplan Global +1 benefit (Spend Tier) · $500
  • Free first checked bag · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Priority Check-in · $0
  • Aeroplan Priority Reward voucher (Spend Tier) · $0
Full Chase Air Canada Aeroplan® Card review

Chase

United Club Business

Annual fee
$695
Network
visa
Welcome value
—
Min spend
$5,000 / 3mo

Top earning rates

  • 8×Eligible United flights
  • 5×Hotel stays when you prepay directly through Renowned Hotels and Resorts
  • 2×All other eligible United purchases
  • 2×Purchases of United Card Events from Chase

Key benefits

  • Emergency Evacuation and Transportation · $1000
  • Free first and second checked bags · $300
  • JSX statement credit · $200
  • Renowned Hotels and Resorts credit · $200
  • Renowned Hotels and Resorts property benefits · $100
Full Chase United Club Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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