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All comparisons
Head-to-head, 2026

Chase Air Canada Aeroplan® Card Chase United Explorer

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase United Explorer

Chase

Air Canada Aeroplan® Card

Annual fee
$195
Network
visa
Welcome value
—
Min spend
$4,000 / 3mo

Top earning rates

  • 3×Air Canada purchases · Air Canada Aeroplan
  • 3×Travel · Aeroplan
  • 3×Grocery stores · Aeroplan
  • 3×Dining at restaurants including takeout and eligible delivery services · Aeroplan

Key benefits

  • Aeroplan Global +1 benefit (Spend Tier) · $500
  • Free first checked bag · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Priority Check-in · $0
  • Aeroplan Priority Reward voucher (Spend Tier) · $0
Full Chase Air Canada Aeroplan® Card review

Chase

United Explorer

Annual fee
$150
Network
visa
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 9×Eligible United flights
  • 3×All other eligible United® purchases
  • 2×Hotel stays when booked directly with the hotel
  • 2×Dining

Key benefits

  • Free first checked bag · $200
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • $100 JSX Statement Credit · $100
  • $100 United travel credit (Spend Tier) · $100
  • United Hotels credits · $100
Full Chase United Explorer review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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