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All comparisons
Head-to-head, 2026

Chase British Airways Visa Signature Chase Freedom Unlimited

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Freedom UnlimitedBigger welcome offer: Chase British Airways Visa Signature

Chase

British Airways Visa Signature

Annual fee
$95
Network
visa
Welcome value
$1,125
Min spend
$5,000 / 3mo

Top earning rates

  • 3×flights · British Airways Executive Club Avios
  • 2×hotels · British Airways Executive Club Avios
  • 1×all other purchases · British Airways Executive Club Avios

Key benefits

  • Travel Together Ticket · $1500
  • 10% Off British Airways Flights · $200
  • No Foreign Transaction Fees · $45
Full Chase British Airways Visa Signature review

Chase

Freedom Unlimited

Annual fee
$0
Network
visa
Welcome value
$200
Min spend
$500 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 5×rideshare · Chase Ultimate Rewards
  • 3×dining · Chase Ultimate Rewards
  • 3×drugstores · Chase Ultimate Rewards

Key benefits

  • 1.5% cash back on all other purchases · $267
  • 5% cash back on Chase Travel · $150
  • 3% cash back on Dining · $108
  • 5% cash back on Lyft · $60
  • Chase Offers · $50
Full Chase Freedom Unlimited review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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