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All comparisons
Head-to-head, 2026

Chase British Airways Visa Signature Chase IHG One Rewards Premier Select

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase British Airways Visa SignatureBigger welcome offer: Chase IHG One Rewards Premier Select

Chase

British Airways Visa Signature

Annual fee
$95
Network
visa
Welcome value
~$750
Min spend
$5,000 / 3mo

Top earning rates

  • 3×Eligible British Airways, Aer Lingus, Iberia, and LEVEL flight purchases
  • 2×Hotel accommodations purchased directly with the hotel
  • 1×All other purchases

Key benefits

  • Reward Flight statement credits · $600
  • Travel Together Ticket (Spend Tier) · $400
  • DoorDash non-restaurant quarterly discount · $10
  • 2,500 Avios Anniversary Award · $0
  • Auto Rental Coverage · $0
Full Chase British Airways Visa Signature review

Chase

IHG One Rewards Premier Select

Annual fee
$350
Network
mastercard
Welcome value
~$2,000
Min spend
$5,000 / 3mo

Top earning rates

  • 12×IHG Hotels & Resorts
  • 6×Dining and all other travel, including rideshare
  • 3×All other purchases

Key benefits

  • No benefits on file
Full Chase IHG One Rewards Premier Select review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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