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All comparisons
Head-to-head, 2026

Chase British Airways Visa Signature Chase Southwest Rapid Rewards Performance Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase British Airways Visa SignatureBigger welcome offer: Chase Southwest Rapid Rewards Performance Business

Chase

British Airways Visa Signature

Annual fee
$95
Network
visa
Welcome value
$900
Min spend
$5,000 / 3mo

Top earning rates

  • 3×Eligible British Airways, Aer Lingus, Iberia, and LEVEL flight purchases
  • 2×Hotel accommodations purchased directly with the hotel
  • 1×All other purchases

Key benefits

  • Reward Flight statement credits · $600
  • Travel Together Ticket (Spend Tier) · $400
  • DoorDash non-restaurant quarterly discount · $10
  • 2,500 Avios Anniversary Award · $0
  • Auto Rental Coverage · $0
Full Chase British Airways Visa Signature review

Chase

Southwest Rapid Rewards Performance Business

Annual fee
$299
Network
visa
Welcome value
$1,120
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services · Rapid Rewards
  • 4×Southwest Airlines® purchases · Rapid Rewards
  • 2×Gas stations and restaurants · Rapid Rewards
  • 2×Local transit and commuting, including rideshare · Rapid Rewards

Key benefits

  • First checked bag free · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Monthly Instacart credit · $10
  • Quarterly DoorDash non-restaurant discount · $10
  • No Foreign Transaction Fees · $0
Full Chase Southwest Rapid Rewards Performance Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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