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All comparisons
Head-to-head, 2026

Chase British Airways Visa Signature Citi Strata Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Chase British Airways Visa Signature

Chase

British Airways Visa Signature

Annual fee
$95
Network
visa
Welcome value
$1,125
Min spend
$5,000 / 3mo

Top earning rates

  • 3×flights · British Airways Executive Club Avios
  • 2×hotels · British Airways Executive Club Avios
  • 1×all other purchases · British Airways Executive Club Avios

Key benefits

  • Travel Together Ticket · $1500
  • 10% Off British Airways Flights · $200
  • No Foreign Transaction Fees · $45
Full Chase British Airways Visa Signature review

Citi

Strata Premier

Annual fee
$95
Network
mastercard
Welcome value
$600
Min spend
$4,000 / 3mo

Top earning rates

  • 10×car rentals · Citi ThankYou Points
  • 10×attractions · Citi ThankYou Points
  • 10×hotels · Citi ThankYou Points
  • 3×hotels · Citi ThankYou Points

Key benefits

  • Points Transfer to Partners · $150
  • $200 Annual Hotel Benefit · $100
  • Travel Protection Benefits · $50
  • No Foreign Transaction Fees · $30
  • Citi Entertainment® · $20
Full Citi Strata Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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