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All comparisons
Head-to-head, 2026

Chase Disney Inspire Visa Chase Ink Business Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney Inspire Visa

Chase

Disney Inspire Visa

Annual fee
$149
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 5×Streaming Services · Disney Rewards Dollars
  • 2×Gas Stations · Disney Rewards Dollars
  • 2×Grocery Stores · Disney Rewards Dollars
  • 2×Restaurants · Disney Rewards Dollars

Key benefits

  • 200 Disney Rewards Dollars on resort and cruise spend (Spend Tier) · $200
  • U.S. Disney Theme Park ticket credit (Spend Tier) · $100
  • Disney streaming statement credit · $10
  • Purchase protection · $0
  • No foreign transaction fees · $0
Full Chase Disney Inspire Visa review

Chase

Ink Business Premier

Annual fee
$195
Network
visa
Welcome value
$1,000
Min spend
$10,000 / 3mo

Top earning rates

  • 5×Travel · Chase Ultimate Rewards
  • 2.5×All purchases · Chase Ultimate Rewards
  • 2×All purchases · Chase Ultimate Rewards

Key benefits

  • Extended Warranty Protection · $0
  • Travel and Emergency Assistance · $0
  • Zero Liability Protection · $0
  • Purchase Protection · $0
  • Trip Cancellation and Interruption Insurance · $0
Full Chase Ink Business Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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