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All comparisons
Head-to-head, 2026

Chase Disney Inspire Visa Chase Southwest Rapid Rewards Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards PlusBigger welcome offer: Chase Southwest Rapid Rewards Plus

Chase

Disney Inspire Visa

Annual fee
$149
Network
visa
Welcome value
$500
Min spend
$1,000 / 3mo

Top earning rates

  • 10×DisneyPlus.com, Hulu.com or Stream.ESPN.com · Disney Rewards Dollars
  • 3×Gas stations and most other U.S. Disney locations · Disney Rewards Dollars
  • 2×Grocery stores and restaurants · Disney Rewards Dollars
  • 1×All other card purchases · Disney Rewards Dollars

Key benefits

  • Lost Luggage Reimbursement · $500
  • 200 Disney Rewards Dollars on resort and cruise spend (Spend Tier) · $200
  • U.S. Disney Theme Park ticket credit (Spend Tier) · $100
  • Disney streaming statement credit · $10
  • Purchase Protection · $0
Full Chase Disney Inspire Visa review

Chase

Southwest Rapid Rewards Plus

Annual fee
$99
Network
visa
Welcome value
$650
Min spend
$1,000 / 3mo

Top earning rates

  • 2×Southwest Airlines® purchases, including flights, inflight, and Southwest® gift cards
  • 2×Gas stations and grocery stores
  • 2×Qualifying Lyft products and services purchased through the Lyft mobile application
  • 1×All other purchases

Key benefits

  • Purchase Protection · $500
  • Free first checked bag · $140
  • DoorDash non-restaurant order discount · $10
  • Monthly Instacart credit · $10
  • 10,000 Companion Pass qualifying points boost · $0
Full Chase Southwest Rapid Rewards Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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