All comparisons
Head-to-head, 2026
Chase Disney Inspire Visa Chase Southwest Rapid Rewards Premier
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
Disney Inspire Visa
- Annual fee
- $149
- Network
- visa
- Welcome value
- —
- Min spend
- —
Top earning rates
- 5×streaming_services · Disney Rewards Dollars
- 2×gas_stations · Disney Rewards Dollars
- 2×grocery_stores · Disney Rewards Dollars
- 2×restaurants · Disney Rewards Dollars
Key benefits
- Disney Vacation Spend Bonus · $200
- 2% Grocery & Dining Rewards · $192
- 1% Base Rewards Rate · $120
- 3% Disney & Gas Rewards · $102
- Disney Theme Park Ticket Credit · $100
Chase
Southwest Rapid Rewards Premier
- Annual fee
- $149
- Network
- visa
- Welcome value
- $700
- Min spend
- $1,000 / 3mo
Top earning rates
- 3×Southwest purchases · Southwest Rapid Rewards
- 2×Rapid Rewards hotel and car rental bookings · Southwest Rapid Rewards
- 2×local transit and commuting, including rideshares · Southwest Rapid Rewards
- 2×select streaming services · Southwest Rapid Rewards
Key benefits
- 2X Grocery and Dining · $240
- 1X Base Earning Rate · $210
- First Checked Bag Free · $140
- 3X Southwest Purchases · $135
- Companion Pass Points Boost · $100
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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