All comparisons
Head-to-head, 2026
Chase Disney Inspire Visa Chase Southwest Rapid Rewards Premier
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
Disney Inspire Visa
- Annual fee
- $149
- Network
- visa
- Welcome value
- —
- Min spend
- —
Top earning rates
- 5×Streaming Services · Disney Rewards Dollars
- 2×Gas Stations · Disney Rewards Dollars
- 2×Grocery Stores · Disney Rewards Dollars
- 2×Restaurants · Disney Rewards Dollars
Key benefits
- 200 Disney Rewards Dollars on resort and cruise spend (Spend Tier) · $200
- U.S. Disney Theme Park ticket credit (Spend Tier) · $100
- Disney streaming statement credit · $10
- Purchase protection · $0
- No foreign transaction fees · $0
Chase
Southwest Rapid Rewards Premier
- Annual fee
- $149
- Network
- visa
- Welcome value
- $650
- Min spend
- $1,000 / 3mo
Top earning rates
- 3×Southwest purchases · Southwest Rapid Rewards
- 2×Rapid Rewards hotel and car rental partners · Southwest Rapid Rewards
- 2×Local transit and commuting · Southwest Rapid Rewards
- 2×Select streaming services · Southwest Rapid Rewards
Key benefits
- First checked bag free · $140
- DoorDash non-restaurant quarterly discount · $10
- Monthly Instacart credit · $10
- Extended warranty protection · $0
- Complimentary Preferred or Standard seat selection · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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