All comparisons
Head-to-head, 2026
Chase Disney Inspire Visa Chase Southwest Rapid Rewards Premier Business
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
Disney Inspire Visa
- Annual fee
- $149
- Network
- visa
- Welcome value
- —
- Min spend
- —
Top earning rates
- 5×Streaming Services · Disney Rewards Dollars
- 2×Gas Stations · Disney Rewards Dollars
- 2×Grocery Stores · Disney Rewards Dollars
- 2×Restaurants · Disney Rewards Dollars
Key benefits
- 200 Disney Rewards Dollars on resort and cruise spend (Spend Tier) · $200
- U.S. Disney Theme Park ticket credit (Spend Tier) · $100
- Disney streaming statement credit · $10
- Purchase protection · $0
- No foreign transaction fees · $0
Chase
Southwest Rapid Rewards Premier Business
- Annual fee
- $149
- Network
- visa
- Welcome value
- $780
- Min spend
- $3,000 / 3mo
Top earning rates
- 3×Southwest purchases · Southwest Rapid Rewards
- 2×Rapid Rewards partner hotel and car rentals · Southwest Rapid Rewards
- 2×Local transit and commuting · Southwest Rapid Rewards
- 1×All other purchases · Southwest Rapid Rewards
Key benefits
- Free first checked bag · $140
- Preferred seat selection within 48 hours · $0
- No foreign transaction fees · $0
- Group 5 boarding · $0
- 15% annual flight discount code · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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