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All comparisons
Head-to-head, 2026

Chase Disney Inspire Visa Chase Southwest Rapid Rewards Priority

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney Inspire VisaBigger welcome offer: Chase Southwest Rapid Rewards Priority

Chase

Disney Inspire Visa

Annual fee
$149
Network
visa
Welcome value
$500
Min spend
$1,000 / 3mo

Top earning rates

  • 10×DisneyPlus.com, Hulu.com or Stream.ESPN.com · Disney Rewards Dollars
  • 3×Gas stations and most other U.S. Disney locations · Disney Rewards Dollars
  • 2×Grocery stores and restaurants · Disney Rewards Dollars
  • 1×All other card purchases · Disney Rewards Dollars

Key benefits

  • Lost Luggage Reimbursement · $500
  • 200 Disney Rewards Dollars on resort and cruise spend (Spend Tier) · $200
  • U.S. Disney Theme Park ticket credit (Spend Tier) · $100
  • Disney streaming statement credit · $10
  • Purchase Protection · $0
Full Chase Disney Inspire Visa review

Chase

Southwest Rapid Rewards Priority

Annual fee
$229
Network
visa
Welcome value
$720
Min spend
$2,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application · Rapid Rewards
  • 4×Southwest Airlines purchases · Rapid Rewards
  • 2×Gas stations and restaurants · Rapid Rewards
  • 1×All other purchases · Rapid Rewards

Key benefits

  • Free first checked bag · $180
  • Monthly Instacart credit · $10
  • Quarterly DoorDash non-restaurant discount · $10
  • Lost Luggage Reimbursement · $0
  • 2,500 A-List tier-qualifying points per $5,000 spend (Spend Tier) · $0
Full Chase Southwest Rapid Rewards Priority review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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