Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Chase Disney Inspire Visa Chase United Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney Inspire Visa

Chase

Disney Inspire Visa

Annual fee
$149
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 5×streaming_services · Disney Rewards Dollars
  • 2×gas_stations · Disney Rewards Dollars
  • 2×grocery_stores · Disney Rewards Dollars
  • 2×restaurants · Disney Rewards Dollars

Key benefits

  • Disney Vacation Spend Bonus · $200
  • 2% Grocery & Dining Rewards · $192
  • 1% Base Rewards Rate · $120
  • 3% Disney & Gas Rewards · $102
  • Disney Theme Park Ticket Credit · $100
Full Chase Disney Inspire Visa review

Chase

United Business

Annual fee
$150
Network
visa
Welcome value
$900
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United purchases · United MileagePlus
  • 2×gas stations · United MileagePlus
  • 2×office supply stores · United MileagePlus
  • 2×dining · United MileagePlus

Key benefits

  • First Checked Bag Free · $140
  • 1x Base Earning Rate · $138
  • $125 United Travel Credit · $125
  • Premier Qualifying Points (PQP) Earn · $100
  • 2 United Club One-Time Passes · $100
Full Chase United Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer