Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Chase Disney Premier Chase IHG One Rewards Premier Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney PremierBigger welcome offer: Chase IHG One Rewards Premier Business

Chase

Disney Premier

Annual fee
$49
Network
visa
Welcome value
$400
Min spend
$1,000 / 3mo

Top earning rates

  • 5×Disney streaming services · Disney Rewards Dollars
  • 2×Gas stations · Disney Rewards Dollars
  • 2×Grocery stores · Disney Rewards Dollars
  • 2×Restaurants · Disney Rewards Dollars

Key benefits

  • DoorDash nonrestaurant quarterly discount · $10
  • 10% off select recreation experiences · $0
  • 10% off select Disney dining · $0
  • Marvel Unlimited first-year savings · $0
  • 6-month Disney vacation financing · $0
Full Chase Disney Premier review

Chase

IHG One Rewards Premier Business

Annual fee
$99
Network
visa
Welcome value
$700
Min spend
$4,000 / 3mo

Top earning rates

  • 10×IHG Hotels & Resorts · IHG One Rewards
  • 5×Dining · IHG One Rewards
  • 5×Advertising · IHG One Rewards
  • 5×Office supplies · IHG One Rewards

Key benefits

  • Anniversary Free Night · $280
  • Additional 40,000-Point Free Night (Spend Tier) · $280
  • Global Entry, TSA PreCheck or NEXUS Credit · $120
  • $100 Statement Credit and 10,000 Bonus Points (Spend Tier) · $100
  • Monthly Instacart Credit · $10
Full Chase IHG One Rewards Premier Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer