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All comparisons
Head-to-head, 2026

Chase Disney Premier Chase Southwest Rapid Rewards Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney PremierBigger welcome offer: Chase Southwest Rapid Rewards Premier

Chase

Disney Premier

Annual fee
$49
Network
visa
Welcome value
$300
Min spend
$500 / 3mo

Top earning rates

  • 5×DisneyPlus.com, Hulu.com or Stream.ESPN.com · Disney Rewards Dollars
  • 2×Gas stations and most Disney U.S. locations · Disney Rewards Dollars
  • 2×Grocery stores and restaurants · Disney Rewards Dollars
  • 1×All other card purchases · Disney Rewards Dollars

Key benefits

  • DoorDash nonrestaurant quarterly discount · $10
  • 10% off select recreation experiences · $0
  • Marvel Unlimited first-year savings · $0
  • 10% off select Disney dining · $0
  • 6-month Disney vacation financing · $0
Full Chase Disney Premier review

Chase

Southwest Rapid Rewards Premier

Annual fee
$149
Network
visa
Welcome value
$770
Min spend
$1,500 / 3mo

Top earning rates

  • 3×Southwest Airlines purchases
  • 3×Qualifying Lyft products and services
  • 2×Grocery stores and restaurants
  • 1×All other purchases

Key benefits

  • First checked bag free · $140
  • DoorDash non-restaurant quarterly discount · $10
  • Monthly Instacart credit · $10
  • Group 5 boarding benefit · $0
  • Extended Warranty · $0
Full Chase Southwest Rapid Rewards Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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