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All comparisons
Head-to-head, 2026

Chase Disney Premier Chase Southwest Rapid Rewards Priority

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney PremierBigger welcome offer: Chase Southwest Rapid Rewards Priority

Chase

Disney Premier

Annual fee
$49
Network
visa
Welcome value
$300
Min spend
$500 / 3mo

Top earning rates

  • 5×DisneyPlus.com, Hulu.com or Stream.ESPN.com · Disney Rewards Dollars
  • 2×Gas stations and most Disney U.S. locations · Disney Rewards Dollars
  • 2×Grocery stores and restaurants · Disney Rewards Dollars
  • 1×All other card purchases · Disney Rewards Dollars

Key benefits

  • Lost Luggage Reimbursement · $500
  • DoorDash non-restaurant quarterly discount · $10
  • Disney Cruise Line onboard savings · $0
  • 10% off select recreation experiences · $0
  • 10% off select Disney dining · $0
Full Chase Disney Premier review

Chase

Southwest Rapid Rewards Priority

Annual fee
$229
Network
visa
Welcome value
$720
Min spend
$2,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application · Rapid Rewards
  • 4×Southwest Airlines purchases · Rapid Rewards
  • 2×Gas stations and restaurants · Rapid Rewards
  • 1×All other purchases · Rapid Rewards

Key benefits

  • Free first checked bag · $180
  • Monthly Instacart credit · $10
  • Quarterly DoorDash non-restaurant discount · $10
  • Lost Luggage Reimbursement · $0
  • 2,500 A-List tier-qualifying points per $5,000 spend (Spend Tier) · $0
Full Chase Southwest Rapid Rewards Priority review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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