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All comparisons
Head-to-head, 2026

Chase Disney Premier Chase United Club Infinite

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Disney PremierBigger welcome offer: Chase United Club Infinite

Chase

Disney Premier

Annual fee
$49
Network
visa
Welcome value
$400
Min spend
$1,000 / 3mo

Top earning rates

  • 5×streaming · Disney Rewards
  • 2×gas · Disney Rewards
  • 2×groceries · Disney Rewards
  • 2×dining · Disney Rewards

Key benefits

  • 1% Disney Rewards Dollars on All Other Purchases · $120
  • 2% Disney Rewards Dollars on Groceries · $120
  • Exclusive Disney Character Experiences · $100
  • 2% Disney Rewards Dollars on Dining · $72
  • Airline Statement Credit Redemption · $50
Full Chase Disney Premier review

Chase

United Club Infinite

Annual fee
$695
Network
visa
Welcome value
$960
Min spend
$5,000 / 3mo

Top earning rates

  • 4×United purchases · United MileagePlus
  • 2×travel · United MileagePlus
  • 2×dining · United MileagePlus
  • 1×all other purchases · United MileagePlus

Key benefits

  • United Club Membership · $325
  • Free First & Second Checked Bags · $320
  • IHG Rewards Platinum Elite Status · $200
  • Hertz President's Circle Status · $150
  • PQP on Spend · $100
Full Chase United Club Infinite review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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