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All comparisons
Head-to-head, 2026

Chase Freedom Unlimited Chase Marriott Bonvoy Boundless

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Freedom UnlimitedBigger welcome offer: Chase Marriott Bonvoy Boundless

Chase

Freedom Unlimited

Annual fee
$0
Network
visa
Welcome value
$200
Min spend
$500 / 3mo

Top earning rates

  • 5×travel · Chase Ultimate Rewards
  • 5×rideshare · Chase Ultimate Rewards
  • 3×dining · Chase Ultimate Rewards
  • 3×drugstores · Chase Ultimate Rewards

Key benefits

  • 1.5% cash back on all other purchases · $267
  • 5% cash back on Chase Travel · $150
  • 3% cash back on Dining · $108
  • 5% cash back on Lyft · $60
  • Chase Offers · $50
Full Chase Freedom Unlimited review

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
$1,000
Min spend
$3,000 / 3mo

Top earning rates

  • 6×marriott hotels · Marriott Bonvoy
  • 3×dining · Marriott Bonvoy
  • 3×grocery · Marriott Bonvoy
  • 3×gas · Marriott Bonvoy

Key benefits

  • Gold Elite Status (Spend Tier) · $300
  • Anniversary Free Night Award (35k) · $245
  • 2X Base Rewards Rate · $210
  • 15 Elite Night Credits · $150
  • 3X Bonus Categories · $126
Full Chase Marriott Bonvoy Boundless review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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