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All comparisons
Head-to-head, 2026

Chase IHG One Rewards Premier Business Chase Marriott Bonvoy Boundless

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy BoundlessBigger welcome offer: Chase Marriott Bonvoy Boundless

Chase

IHG One Rewards Premier Business

Annual fee
$99
Network
visa
Welcome value
$700
Min spend
$4,000 / 3mo

Top earning rates

  • 10×IHG Hotels & Resorts · IHG One Rewards
  • 5×Dining · IHG One Rewards
  • 5×Advertising · IHG One Rewards
  • 5×Office supplies · IHG One Rewards

Key benefits

  • Anniversary Free Night · $280
  • Additional 40,000-Point Free Night (Spend Tier) · $280
  • Global Entry, TSA PreCheck or NEXUS Credit · $120
  • $100 Statement Credit and 10,000 Bonus Points (Spend Tier) · $100
  • Monthly Instacart Credit · $10
Full Chase IHG One Rewards Premier Business review

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
$1,000
Min spend
$3,000 / 3mo

Top earning rates

  • 6×Marriott Bonvoy purchases · Marriott Bonvoy
  • 3×Dining · Marriott Bonvoy
  • 3×Gas stations · Marriott Bonvoy
  • 3×Grocery stores · Marriott Bonvoy

Key benefits

  • Annual Free Night Award · $263
  • $50 Semiannual Airline Credit · $50
  • $10 Quarterly DoorDash Discount · $10
  • Travel and Emergency Assistance · $0
  • Lost Luggage Reimbursement · $0
Full Chase Marriott Bonvoy Boundless review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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