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All comparisons
Head-to-head, 2026

Chase Ink Business Premier Chase Southwest Rapid Rewards Performance Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Ink Business PremierBigger welcome offer: Chase Southwest Rapid Rewards Performance Business

Chase

Ink Business Premier

Annual fee
$195
Network
visa
Welcome value
$1,000
Min spend
$10,000 / 3mo

Top earning rates

  • 5×Purchases made using your card through Chase Travel · Chase Ultimate Rewards
  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application · Chase Ultimate Rewards
  • 2.5×Every purchase totaling $5,000 or more · Chase Ultimate Rewards
  • 2×Each $1 spent · Chase Ultimate Rewards

Key benefits

  • $0 Fraud Liability · $0
  • Travel and Emergency Assistance Services · $0
  • Trip Cancellation and Interruption Insurance · $0
  • Extended Warranty · $0
  • Purchase Protection · $0
Full Chase Ink Business Premier review

Chase

Southwest Rapid Rewards Performance Business

Annual fee
$299
Network
visa
Welcome value
$1,120
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services · Rapid Rewards
  • 4×Southwest Airlines® purchases · Rapid Rewards
  • 2×Gas stations and restaurants · Rapid Rewards
  • 2×Local transit and commuting, including rideshare · Rapid Rewards

Key benefits

  • First checked bag free · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Monthly Instacart credit · $10
  • Quarterly DoorDash non-restaurant discount · $10
  • No Foreign Transaction Fees · $0
Full Chase Southwest Rapid Rewards Performance Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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