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All comparisons
Head-to-head, 2026

Chase Ink Business Premier Chase Southwest Rapid Rewards Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards Premier

Chase

Ink Business Premier

Annual fee
$195
Network
visa
Welcome value
—
Min spend
$10,000 / 3mo

Top earning rates

  • 5×Purchases made using your card through Chase Travel · Chase Ultimate Rewards
  • 5×Qualifying Lyft products and services purchased through the Lyft mobile application · Chase Ultimate Rewards
  • 2.5×Every purchase totaling $5,000 or more · Chase Ultimate Rewards
  • 2×Each $1 spent · Chase Ultimate Rewards

Key benefits

  • Trip Cancellation and Interruption Insurance · $0
  • Extended Warranty · $0
  • $0 Fraud Liability · $0
  • Travel and Emergency Assistance Services · $0
  • Purchase Protection · $0
Full Chase Ink Business Premier review

Chase

Southwest Rapid Rewards Premier

Annual fee
$149
Network
visa
Welcome value
~$550
Min spend
$1,500 / 3mo

Top earning rates

  • 3×Southwest Airlines purchases
  • 3×Qualifying Lyft products and services
  • 2×Grocery stores and restaurants
  • 1×All other purchases

Key benefits

  • First checked bag free · $140
  • DoorDash non-restaurant quarterly discount · $10
  • Monthly Instacart credit · $10
  • Group 5 boarding benefit · $0
  • Extended Warranty · $0
Full Chase Southwest Rapid Rewards Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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