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All comparisons
Head-to-head, 2026

Chase Ink Business Premier Chase Southwest Rapid Rewards Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards PremierBigger welcome offer: Chase Ink Business Premier

Chase

Ink Business Premier

Annual fee
$195
Network
visa
Welcome value
$1,000
Min spend
$10,000 / 3mo

Top earning rates

  • 5×Travel · Chase Ultimate Rewards
  • 2.5×All purchases · Chase Ultimate Rewards
  • 2×All purchases · Chase Ultimate Rewards

Key benefits

  • Extended Warranty Protection · $0
  • Travel and Emergency Assistance · $0
  • Zero Liability Protection · $0
  • Purchase Protection · $0
  • Trip Cancellation and Interruption Insurance · $0
Full Chase Ink Business Premier review

Chase

Southwest Rapid Rewards Premier

Annual fee
$149
Network
visa
Welcome value
$650
Min spend
$1,000 / 3mo

Top earning rates

  • 3×Southwest purchases · Southwest Rapid Rewards
  • 2×Rapid Rewards hotel and car rental partners · Southwest Rapid Rewards
  • 2×Local transit and commuting · Southwest Rapid Rewards
  • 2×Select streaming services · Southwest Rapid Rewards

Key benefits

  • First checked bag free · $140
  • DoorDash non-restaurant quarterly discount · $10
  • Monthly Instacart credit · $10
  • Extended warranty protection · $0
  • Complimentary Preferred or Standard seat selection · $0
Full Chase Southwest Rapid Rewards Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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