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All comparisons
Head-to-head, 2026

Chase Ink Business Premier Chase United Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Ink Business PremierBigger welcome offer: Chase United Business

Chase

Ink Business Premier

Annual fee
$195
Network
visa
Welcome value
$1,000
Min spend
$10,000 / 3mo

Top earning rates

  • 5×Travel · Chase Ultimate Rewards
  • 2.5×All purchases · Chase Ultimate Rewards
  • 2×All purchases · Chase Ultimate Rewards

Key benefits

  • Extended Warranty Protection · $0
  • Travel and Emergency Assistance · $0
  • Zero Liability Protection · $0
  • Purchase Protection · $0
  • Trip Cancellation and Interruption Insurance · $0
Full Chase Ink Business Premier review

Chase

United Business

Annual fee
$695
Network
visa
Welcome value
$1,050
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United Airlines purchases · United MileagePlus
  • 2×Gas stations · United MileagePlus
  • 2×Office supply stores · United MileagePlus
  • 2×Restaurants · United MileagePlus

Key benefits

  • 2 Global Economy Plus Seat Upgrades · $300
  • Free first and second checked bags · $280
  • 5,000-mile Better-Together Anniversary Bonus · $65
  • Premier Qualifying Points (PQP) Boost · $0
  • United Club Membership · $0
Full Chase United Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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