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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Boundless Chase Southwest Rapid Rewards Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy Boundless

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy®
  • 3×Gas stations; grocery stores; dining at restaurants
  • 2×All other purchases

Key benefits

  • Annual Free Night Award · $263
  • $50 Semiannual Airline Credit · $50
  • $10 Quarterly DoorDash Discount · $10
  • Baggage Delay Insurance · $0
  • Travel and Emergency Assistance Services · $0
Full Chase Marriott Bonvoy Boundless review

Chase

Southwest Rapid Rewards Plus

Annual fee
$99
Network
visa
Welcome value
~$500
Min spend
$1,000 / 3mo

Top earning rates

  • 2×Southwest Airlines® purchases, including flights, inflight, and Southwest® gift cards
  • 2×Gas stations and grocery stores
  • 2×Qualifying Lyft products and services purchased through the Lyft mobile application
  • 1×All other purchases

Key benefits

  • Free first checked bag · $140
  • Monthly Instacart credit · $10
  • DoorDash non-restaurant order discount · $10
  • 10,000 Companion Pass qualifying points boost · $0
  • No Foreign Transaction Fees · $0
Full Chase Southwest Rapid Rewards Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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