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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Boundless Chase United Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy BoundlessBigger welcome offer: Chase Marriott Bonvoy Boundless

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
$1,000
Min spend
$3,000 / 3mo

Top earning rates

  • 6×marriott hotels · Marriott Bonvoy
  • 3×dining · Marriott Bonvoy
  • 3×grocery · Marriott Bonvoy
  • 3×gas · Marriott Bonvoy

Key benefits

  • Gold Elite Status (Spend Tier) · $300
  • Anniversary Free Night Award (35k) · $245
  • 2X Base Rewards Rate · $210
  • 15 Elite Night Credits · $150
  • 3X Bonus Categories · $126
Full Chase Marriott Bonvoy Boundless review

Chase

United Business

Annual fee
$150
Network
visa
Welcome value
$900
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United purchases · United MileagePlus
  • 2×gas stations · United MileagePlus
  • 2×office supply stores · United MileagePlus
  • 2×dining · United MileagePlus

Key benefits

  • First Checked Bag Free · $140
  • 1x Base Earning Rate · $138
  • $125 United Travel Credit · $125
  • Premier Qualifying Points (PQP) Earn · $100
  • 2 United Club One-Time Passes · $100
Full Chase United Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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