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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Boundless Chase United Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy Boundless

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy®
  • 3×Gas stations; grocery stores; dining at restaurants
  • 2×All other purchases

Key benefits

  • Annual Free Night Award · $263
  • $50 Semiannual Airline Credit · $50
  • $10 Quarterly DoorDash Discount · $10
  • Travel and Emergency Assistance Services · $0
  • No Foreign Transaction Fees · $0
Full Chase Marriott Bonvoy Boundless review

Chase

United Business

Annual fee
$150
Network
visa
Welcome value
—
Min spend
$5,000 / 3mo

Top earning rates

  • 8×Eligible United flights · MileagePlus
  • 2×Gas stations · MileagePlus
  • 2×Office supply stores · MileagePlus
  • 2×Local transit · MileagePlus

Key benefits

  • Emergency Evacuation and Transportation · $1000000
  • Travel Accident Insurance · $500000
  • Purchase Protection · $10000
  • Lost Luggage Reimbursement · $3000
  • Trip Delay Insurance · $500
Full Chase United Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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