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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Boundless Chase United Explorer

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy Boundless

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy®
  • 3×Gas stations; grocery stores; dining at restaurants
  • 2×All other purchases

Key benefits

  • Annual Free Night Award · $263
  • $50 Semiannual Airline Credit · $50
  • $10 Quarterly DoorDash Discount · $10
  • Travel and Emergency Assistance Services · $0
  • No Foreign Transaction Fees · $0
Full Chase Marriott Bonvoy Boundless review

Chase

United Explorer

Annual fee
$150
Network
visa
Welcome value
—
Min spend
$3,000 / 3mo

Top earning rates

  • 9×Eligible United flights
  • 3×All other eligible United® purchases
  • 2×Hotel stays when booked directly with the hotel
  • 2×Dining

Key benefits

  • Free first checked bag · $200
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • $100 JSX Statement Credit · $100
  • $100 United travel credit (Spend Tier) · $100
  • United Hotels credits · $100
Full Chase United Explorer review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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