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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Boundless Chase United Explorer

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase United ExplorerBigger welcome offer: Chase Marriott Bonvoy Boundless

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
$1,000
Min spend
$3,000 / 3mo

Top earning rates

  • 6×Marriott Bonvoy purchases · Marriott Bonvoy
  • 3×Dining · Marriott Bonvoy
  • 3×Gas stations · Marriott Bonvoy
  • 3×Grocery stores · Marriott Bonvoy

Key benefits

  • Annual Free Night Award · $263
  • $50 Semiannual Airline Credit · $50
  • $10 Quarterly DoorDash Discount · $10
  • Travel and Emergency Assistance · $0
  • Lost Luggage Reimbursement · $0
Full Chase Marriott Bonvoy Boundless review

Chase

United Explorer

Annual fee
$0
Network
visa
Welcome value
$720
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Travel · United MileagePlus
  • 2×Dining · United MileagePlus
  • 2×Hotel · United MileagePlus
  • 1×All_other_purchases · United MileagePlus

Key benefits

  • Free first checked bag · $200
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • $100 United travel credit (Spend Tier) · $100
  • JSX statement credit · $100
  • United Hotels credits · $100
Full Chase United Explorer review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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