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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Boundless Chase United Explorer

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy BoundlessBigger welcome offer: Chase Marriott Bonvoy Boundless

Chase

Marriott Bonvoy Boundless

Annual fee
$95
Network
visa
Welcome value
$1,000
Min spend
$3,000 / 3mo

Top earning rates

  • 6×marriott hotels · Marriott Bonvoy
  • 3×dining · Marriott Bonvoy
  • 3×grocery · Marriott Bonvoy
  • 3×gas · Marriott Bonvoy

Key benefits

  • Gold Elite Status (Spend Tier) · $300
  • Anniversary Free Night Award (35k) · $245
  • 2X Base Rewards Rate · $210
  • 15 Elite Night Credits · $150
  • 3X Bonus Categories · $126
Full Chase Marriott Bonvoy Boundless review

Chase

United Explorer

Annual fee
$150
Network
visa
Welcome value
$720
Min spend
$3,000 / 3mo

Top earning rates

  • 2×United purchases · United MileagePlus
  • 2×dining · United MileagePlus
  • 2×hotels · United MileagePlus
  • 1×all other purchases · United MileagePlus

Key benefits

  • Free First Checked Bag · $140
  • United Club Passes · $118
  • Primary Auto Rental CDW · $100
  • Global Entry, TSA PreCheck, or NEXUS Fee Credit · $100
  • Trip Cancellation/Interruption Insurance · $50
Full Chase United Explorer review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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