Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Bountiful Chase Southwest Rapid Rewards Plus

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards PlusBigger welcome offer: Chase Southwest Rapid Rewards Plus

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
$680
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Marriott Bonvoy properties · Marriott Bonvoy
  • 4×Grocery stores · Marriott Bonvoy
  • 4×Dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • Marriott Bonvoy Platinum Status (Spend Tier) · $1200
  • Free Night Award (up to 50,000 Points) · $300
  • 15 Elite Night Credits · $200
  • Marriott Bonvoy Gold Status · $150
  • No Foreign Transaction Fees · $50
Full Chase Marriott Bonvoy Bountiful review

Chase

Southwest Rapid Rewards Plus

Annual fee
$99
Network
visa
Welcome value
$1,190
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Southwest purchases · Southwest Rapid Rewards
  • 2×rapid rewards hotel and car rental partners · Southwest Rapid Rewards
  • 2×local transit and commuting · Southwest Rapid Rewards
  • 2×select streaming services · Southwest Rapid Rewards

Key benefits

  • 1% back on All Other Purchases · $200
  • Companion Pass® Qualification Support · $200
  • Two Free Checked Bags · $140
  • 2 EarlyBird Check-In® passes · $50
  • 3,000 Anniversary Points · $45
Full Chase Southwest Rapid Rewards Plus review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer